The Mortgage PreFlight system utilizes bank-level security including 128-bit SSL encryption. The Precise ID™ advanced authentication process verifies your identity before your PreFlight transaction is processed. Mortgage PreFlight is designed, operated and maintained by Credit Technologies, Inc. Serving clients nationwide since 1990 and handling more than 15,000 secure transactions daily for leading national banks, State and Federal governments - We're certified through, and obtain your records directly from the three repositories (Experian, Trans Union and Equifax) with all credit score data provided through FICO™. For your protection, all requests are encrypted prior to transmission and storage. In addition, we process your credit card transaction directly through our own merchant account, and any charges will appear on your credit card statement as Credit Technologies, Inc.